Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
12-31-2016 49.433 66.762
09-30-2016 49.066 66.187
06-30-2016 49.057 66.286
03-31-2016 49.224 66.484
12-31-2015 49.285 67.473
09-30-2015 49.117 67.019
06-30-2015 49.712 67.62
03-31-2015 51.062 68.379
12-31-2014 52.209 67.933
09-30-2014 52.582 67.76
06-30-2014 52.907 68.348
03-31-2014 52.867 69.161
12-31-2013 52.514 70.01
09-30-2013 52.183 69.448
06-30-2013 53.385 70.111
03-31-2013 54.895 71.168
12-31-2012 58.977 70.289
09-30-2012 57.823 69.365
06-30-2012 57.722 69.7
03-31-2012 58.136 69.836
12-31-2011 59.604 71.203
09-30-2011 59.869 70.717
06-30-2011 61.12 71.672
03-31-2011 61.375 72.166
12-31-2010 59.015 72.798
09-30-2010 55.859 71.344
06-30-2010 55.355 71.672
03-31-2010 55.525 72.124
12-31-2009 58.04 72.899
09-30-2009 57.099 71.928
06-30-2009 58.725 72.628
03-31-2009 55.271 71.399
12-31-2008 55.131 70.933
09-30-2008 54.671 69.839
06-30-2008 56.316 70.152
03-31-2008 56.785 69.753
12-31-2007 53.964 68.047
09-30-2007 53.816 66.762
06-30-2007 53.407 66.933
03-31-2007 54.571 66.629
12-31-2006 53.121 66.288
09-30-2006 52.864 64.993
06-30-2006 52.657 65.249
03-31-2006 54 65.978
12-31-2005 56.071 67.153
09-30-2005 55.508 66.756
06-30-2005 56.052 67.031
03-31-2005 55.463 67.486
12-31-2004 57.318 69.184
09-30-2004 57.11 68.305
06-30-2004 58.126 68.807
03-31-2004 56.352 69.055
12-31-2003 56.596 69.41
09-30-2003 56.202 68.526
06-30-2003 56.489 68.452
03-31-2003 55.644 68.632
12-31-2002 55.424 67.534