Citizens State Bank
Wisner, NE — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 13,306 | 5,628 |
Income from Lease Financing Receivables | — | 1 |
70 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 36 | 11 |
Income on Loans and Leases (TE) | 13,342 | 5,649 |
Investment Interest Income (TE) | 912 | 825 |
Total Interest Income (TE) | 14,319 | 6,660 |
Total Interest Expense | 2,201 | 793 |
Net Interest Income (TE) | 12,118 | 5,813 |
Non-Interest Income | 1,118 | 986 |
Adjusted Operating Income (TE) | 13,236 | 6,872 |
Non-interest Expense | 7,789 | 4,155 |
Provision for Loan & Lease Losses | 600 | 208 |
Pretax Operating Income (TE) | 4,847 | 2,412 |
Pretax Net Operating Income (TE) | 4,853 | 2,466 |
Applicable Income Taxes | — | 297 |
Net Operating Income | 4,555 | 1,910 |
Net Income | 4,555 | 1,911 |
Cash Dividends Declared | 3,825 | 887 |
Retained Earnings | 730 | 1,015 |