Citizens State Bank
Bald Knob, AR — Domestic Branch of a Domestic Bank
Acquired Feb 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 931 | 9,372 |
Income from Lease Financing Receivables | — | 1 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 13 |
Income on Loans and Leases (TE) | 931 | 9,394 |
Investment Interest Income (TE) | 1,633 | 1,747 |
Total Interest Income (TE) | 2,586 | 11,225 |
Total Interest Expense | 271 | 1,421 |
Net Interest Income (TE) | 2,315 | 9,800 |
Non-Interest Income | 424 | 2,812 |
Adjusted Operating Income (TE) | 2,739 | 13,179 |
Non-interest Expense | 2,254 | 8,809 |
Provision for Loan & Lease Losses | — | 594 |
Pretax Operating Income (TE) | 485 | 3,955 |
Pretax Net Operating Income (TE) | 874 | 3,969 |
Applicable Income Taxes | 185 | 674 |
Net Operating Income | 409 | 2,876 |
Net Income | 409 | 2,879 |
Cash Dividends Declared | 96 | 1,648 |
Retained Earnings | 313 | 1,097 |