Citizens State Bank Of Kelliher
Kelliher, MN — Domestic Branch of a Domestic Bank
Acquired Jan 2011
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Citizens State Bank Of Kelliher | All Insured Commercial Banks in Minnesota |
| Interest and Fees on Loans | 759 | 4,691 |
| Income from Lease Financing Receivables | — | 9 |
| — | 46 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 13 |
| Income on Loans and Leases (TE) | 759 | 4,751 |
| Investment Interest Income (TE) | 57 | 591 |
| Total Interest Income (TE) | 843 | 5,487 |
| Total Interest Expense | 320 | 1,378 |
| Net Interest Income (TE) | 523 | 4,082 |
| Non-Interest Income | 71 | 550 |
| Adjusted Operating Income (TE) | 594 | 4,684 |
| Non-interest Expense | 579 | 3,398 |
| Provision for Loan & Lease Losses | 48 | 813 |
| Pretax Operating Income (TE) | -33 | 477 |
| Pretax Net Operating Income (TE) | 7 | 530 |
| Applicable Income Taxes | 9 | 31 |
| Net Operating Income | -3 | 445 |
| Net Income | -3 | 444 |
| Cash Dividends Declared | — | 339 |
| Retained Earnings | -3 | 33 |