Citizens Security Bank
Tifton, GA — Domestic Branch of a Domestic Bank
Acquired Feb 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Security Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 9,966 | 9,993 |
Income from Lease Financing Receivables | — | 20,050 |
37 | 1,051 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 19 | 546 |
Income on Loans and Leases (TE) | 9,985 | 10,011 |
Investment Interest Income (TE) | 975 | 1,131 |
Total Interest Income (TE) | 11,197 | 10,983 |
Total Interest Expense | 2,958 | 3,730 |
Net Interest Income (TE) | 8,239 | 7,289 |
Non-Interest Income | 1,964 | 1,414 |
Adjusted Operating Income (TE) | 10,203 | 8,817 |
Non-interest Expense | 5,470 | 4,958 |
Provision for Loan & Lease Losses | — | 1,363 |
Pretax Operating Income (TE) | 4,749 | 16,779 |
Pretax Net Operating Income (TE) | 4,729 | 16,741 |
Applicable Income Taxes | 1,628 | 6,296 |
Net Operating Income | 3,078 | 11,252 |
Net Income | 3,078 | 11,253 |
Cash Dividends Declared | 2,550 | 8,637 |
Retained Earnings | 528 | 5,416 |