Efficiency Ratio Over Time
Efficiency Ratio Citizens Security Bank All Insured Commercial Banks in Georgia
12-31-2005 53.611 62.186
09-30-2005 54.365 61.255
06-30-2005 54.411 61.571
03-31-2005 53.864 62.33
12-31-2004 51.093 64.32
09-30-2004 51.344 64.404
06-30-2004 51.219 64.229
03-31-2004 52.459 64.639
12-31-2003 49.836 65.562
09-30-2003 51.8 64.676
06-30-2003 51.676 64.537
03-31-2003 52.08 65.157
12-31-2002 56.692 64.609