Citizens Savings Bank And Trust Company
Saint Johnsbury, VT — Domestic Branch of a Domestic Bank
Acquired May 2003
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | Citizens Savings Bank And Trust Company | All Insured Commercial Banks in Vermont |
| 03-31-2003 | 15.52 | 14.617 |
| 12-31-2002 | 15.33 | 14.439 |