Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Texas
12-31-2016 72.376 66.762
09-30-2016 72.78 66.187
06-30-2016 72.758 66.286
03-31-2016 73.299 66.484
12-31-2015 76.349 67.473
09-30-2015 77.18 67.019
06-30-2015 77.896 67.62
03-31-2015 79.386 68.379
12-31-2014 71.015 67.933
09-30-2014 71.242 67.76
06-30-2014 71.121 68.348
03-31-2014 72.324 69.161
12-31-2013 72.514 70.01
09-30-2013 71.674 69.448
06-30-2013 72.034 70.111
03-31-2013 74.267 71.168
12-31-2012 69.169 70.289
09-30-2012 68.01 69.365
06-30-2012 67.187 69.7
03-31-2012 67.665 69.836
12-31-2011 65.743 71.203
09-30-2011 66.245 70.717
06-30-2011 66.774 71.672
03-31-2011 69.101 72.166
12-31-2010 66.685 72.798
09-30-2010 65.941 71.344
06-30-2010 67.497 71.672
03-31-2010 67.162 72.124
12-31-2009 67.057 72.899
09-30-2009 67.114 71.928
06-30-2009 67.164 72.628
03-31-2009 68.384 71.399
12-31-2008 66.018 70.933
09-30-2008 63.915 69.839
06-30-2008 64.052 70.152
03-31-2008 63.596 69.753
12-31-2007 67.681 68.047
09-30-2007 67.621 66.762
06-30-2007 67.93 66.933
03-31-2007 67.071 66.629
12-31-2006 67.796 66.288
09-30-2006 68.44 64.993
06-30-2006 68.442 65.249
03-31-2006 68.764 65.978
12-31-2005 68.502 67.153
09-30-2005 70.13 66.756
06-30-2005 71.485 67.031
03-31-2005 73.175 67.486
12-31-2004 66.261 69.184
09-30-2004 66.157 68.305
06-30-2004 66.404 68.807
03-31-2004 65.901 69.055
12-31-2003 71.143 69.41
09-30-2003 71.278 68.526
06-30-2003 69.869 68.452
03-31-2003 70.73 68.632
12-31-2002 68.882 67.534