Vitals
  • Total Assets
    1.7B 4.5 %
  • Total Deposits
    1.6B 4.2 %
  • Total Net Loans
    914.7M 15.7 %
  • Net Income
    12.8M 15.5 %
  • Book Value
    165.7M 5.7 %
  • Book Value x2
    331.4M 5.7 %
  • Book Value x3
    497.1M 5.7 %
ROAA

.761

ROAE

7.968

Efficiency Ratio

72.376

Net Interest Margin

3.562

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets
Total Net Loans
Total Deposits
Total Equity
Profitability
Net Income
Return on Average Assets
Return on Average Equity
Net Interest Margin
Efficiency Ratio
Noninterest Income/Revenue
Balance Sheet Ratios
Loan-to-Deposit
Securities/Assets
Total Equity/Total Assets
Tangible Equity/Tangible Assets
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital
Tier 2 Capital
Total Capital
Total Risk Weighted Assets
Leverage Ratio
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio
Total Capital Ratio

Timeline for Citizens National Bank

Kilgore National Bank

Acquisition: Citizens National Bank acquired a new subsidiary, Kilgore National Bank, 7 years

View Profile Nov 05 2016

The East Texas National Bank Of Palestine

Acquisition: Citizens National Bank acquired a new subsidiary, The East Texas National Bank Of Palestine, 10 years

View Profile Sep 28 2013

White Oak State Bank

Acquisition: Citizens National Bank acquired a new subsidiary, White Oak State Bank, 11 years

View Profile Feb 16 2013

Henderson Citizens Bancshares, Inc.

Henderson Citizens Bancshares, Inc. became a new parent organization for Citizens National Bank.

View Profile Apr 25 2008

Peoples State Bank

Acquisition: Citizens National Bank acquired a new subsidiary, Peoples State Bank, 22 years

View Profile Oct 26 2001

Want to see more?

Complete timeline for Citizens National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kilgore National Bank Seller 85,036 Pooling of Interests Discontinued 11/5/2016
The East Texas National Bank Of Palestine Seller 164,999 Acquisition Discontinued 9/28/2013
White Oak State Bank Seller 96,706 Pooling of Interests Discontinued 2/16/2013
Peoples State Bank Seller 60,146 Pooling of Interests Discontinued 10/26/2001
Jefferson National Bank Seller 32,887 Pooling of Interests Discontinued 12/12/1998
First State Bank Seller 27,104 Pooling of Interests Discontinued 7/24/1998
Merchants State Bank Seller 23,894 Discontinued 1/1/1992
General Savings Association Seller 37,203 Failure 6/30/1990
Relationships Role Relationship Start Relationship End
Henderson Citizens Bancshares, Inc. Parent 4/25/2008
Henderson Citizens Delaware Bancshares, Inc. Parent 12/30/1995 4/24/2008
Enterprise Bancshares Parent 1/1/1992 12/29/1995
Henderson Citizens Delaware Bancshares, Inc. Parent 1/1/1992 12/29/1995
Henderson Citizens Delaware Bancshares, Inc. Parent 12/28/1991 12/31/1991
Hcb Insurance Agency, Inc. Subsidary 8/31/2012
Cnb Community Development Corporation Subsidary 6/30/2007
Hcb Insurance Agency, Inc. Subsidary 6/30/2007 8/30/2012
Hcb Insurance Agency, Inc. Subsidary 6/22/1999 6/29/2007
Cnb Community Development Corporation Subsidary 4/22/1994 6/29/2007
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