Vitals
  • Total Assets
    1.7B 4.5 %
  • Total Deposits
    1.6B 4.2 %
  • Total Net Loans
    914.7M 15.7 %
  • Net Income
    12.8M 15.5 %
  • Book Value
    165.7M 5.7 %
  • Book Value x2
    331.4M 5.7 %
  • Book Value x3
    497.1M 5.7 %
ROAA

.761

ROAE

7.968

Efficiency Ratio

72.376

Net Interest Margin

3.562

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets
Total Net Loans
Total Deposits
Total Equity
Profitability
Net Income
Return on Average Assets
Return on Average Equity
Net Interest Margin
Efficiency Ratio
Noninterest Income/Revenue
Balance Sheet Ratios
Loan-to-Deposit
Securities/Assets
Total Equity/Total Assets
Tangible Equity/Tangible Assets
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital
Tier 2 Capital
Total Capital
Total Risk Weighted Assets
Leverage Ratio
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio
Total Capital Ratio

Timeline for Citizens National Bank

Kilgore National Bank

Acquisition: Citizens National Bank acquired a new subsidiary, Kilgore National Bank, 2 years

View Profile Nov 05 2016

The East Texas National Bank Of Palestine

Acquisition: Citizens National Bank acquired a new subsidiary, The East Texas National Bank Of Palestine, 5 years

View Profile Sep 28 2013

White Oak State Bank

Acquisition: Citizens National Bank acquired a new subsidiary, White Oak State Bank, 6 years

View Profile Feb 16 2013

Henderson Citizens Bancshares, Inc.

Henderson Citizens Bancshares, Inc. became a new parent organization for Citizens National Bank.

View Profile Apr 25 2008

Peoples State Bank

Acquisition: Citizens National Bank acquired a new subsidiary, Peoples State Bank, 17 years

View Profile Oct 26 2001

Want to see more?

Complete timeline for Citizens National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kilgore National Bank Seller 85,036 Pooling of Interests Discontinued 11/5/2016
The East Texas National Bank Of Palestine Seller 164,999 Acquisition Discontinued 9/28/2013
White Oak State Bank Seller 96,706 Pooling of Interests Discontinued 2/16/2013
Peoples State Bank Seller 60,146 Pooling of Interests Discontinued 10/26/2001
Jefferson National Bank Seller 32,887 Pooling of Interests Discontinued 12/12/1998
First State Bank Seller 27,104 Pooling of Interests Discontinued 7/24/1998
Merchants State Bank Seller 23,894 Discontinued 1/1/1992
General Savings Association Seller 37,203 Failure 6/30/1990
Relationships Role Relationship Start Relationship End
Henderson Citizens Bancshares, Inc. Parent 4/25/2008
Henderson Citizens Delaware Bancshares, Inc. Parent 12/30/1995 4/24/2008
Enterprise Bancshares Parent 1/1/1992 12/29/1995
Henderson Citizens Delaware Bancshares, Inc. Parent 1/1/1992 12/29/1995
Henderson Citizens Delaware Bancshares, Inc. Parent 12/28/1991 12/31/1991
Hcb Insurance Agency, Inc. Subsidary 8/31/2012
Cnb Community Development Corporation Subsidary 6/30/2007
Hcb Insurance Agency, Inc. Subsidary 6/30/2007 8/30/2012
Hcb Insurance Agency, Inc. Subsidary 6/22/1999 6/29/2007
Cnb Community Development Corporation Subsidary 4/22/1994 6/29/2007
Similar Organizations
Organization City State Total Assets
Merchants Bank, National Association
Winona MN 1.7B
First Citizens National Bank
Dyersburg TN 1.6B
Austin Bank, Texas National Association
Jacksonville TX 1.6B
Home Bank, National Association
Lafayette LA 1.5B
American National Bank And Trust Company
Danville VA 1.6B
National Bank Of Commerce
Birmingham AL 1.8B
Guaranty Bank & Trust, N.A.
Mount Pleasant TX 1.8B
First National Bank
Damariscotta ME 1.6B
Inter National Bank
Mcallen TX 1.7B
The First National Bank Of Santa Fe
Albuquerque NM 1.8B