Citizens National Bank
Macomb, IL — National Bank
Acquired May 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens National Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 3,369 | 2,116 |
Income from Lease Financing Receivables | — | 309 |
69 | 36 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 17 |
Income on Loans and Leases (TE) | 3,369 | 2,142 |
Investment Interest Income (TE) | 3,432 | 523 |
Total Interest Income (TE) | 6,825 | 2,632 |
Total Interest Expense | 3,677 | 1,022 |
Net Interest Income (TE) | 3,148 | 1,602 |
Non-Interest Income | 650 | 396 |
Adjusted Operating Income (TE) | 3,798 | 2,016 |
Non-interest Expense | 2,414 | 1,326 |
Provision for Loan & Lease Losses | 25 | 2,180 |
Pretax Operating Income (TE) | 1,359 | 1,352 |
Pretax Net Operating Income (TE) | — | 1,420 |
Applicable Income Taxes | — | 451 |
Net Operating Income | — | 1,048 |
Net Income | — | 1,034 |
Cash Dividends Declared | — | 591 |
Retained Earnings | — | 954 |