Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Illinois
03-31-2009 63.56 69.904
12-31-2008 57.922 69.748
09-30-2008 56.16 68.193
06-30-2008 46.733 68.561
03-31-2008 47.992 69.396
12-31-2007 64.628 68.284
09-30-2007 68.202 67.285
06-30-2007 69.759 67.545
03-31-2007 71.726 68.287
12-31-2006 65.56 66.265
09-30-2006 66.944 65.369
06-30-2006 63.917 65.236
03-31-2006 58.207 65.409
12-31-2005 72.634 64.049
09-30-2005 73.369 63.135
06-30-2005 73.51 63.051
03-31-2005 74.833 63.149
12-31-2004 73.463 63.383
09-30-2004 74.614 62.952
06-30-2004 74.868 63.147
03-31-2004 75.746 63.481
12-31-2003 71.504 63.697
09-30-2003 71.966 62.506
06-30-2003 72.039 62.464
03-31-2003 71.696 62.651
12-31-2002 71.317 62.349