Citizens National Bank
Macomb, IL — National Bank
Acquired May 2009
Net Interest Margin Over Time
| Net Interest Margin | Citizens National Bank | All Insured Commercial Banks in Illinois |
| 03-31-2009 | 3.161 | 3.54 |
| 12-31-2008 | 2.972 | 3.56 |
| 09-30-2008 | 3.039 | 3.558 |
| 06-30-2008 | 3.635 | 3.533 |
| 03-31-2008 | 3.539 | 3.519 |
| 12-31-2007 | 3.138 | 3.667 |
| 09-30-2007 | 3.076 | 3.677 |
| 06-30-2007 | 3.099 | 3.662 |
| 03-31-2007 | 3.027 | 3.626 |
| 12-31-2006 | 3.788 | 3.765 |
| 09-30-2006 | 4.157 | 3.793 |
| 06-30-2006 | 4.299 | 3.805 |
| 03-31-2006 | 4.715 | 3.781 |
| 12-31-2005 | 3.786 | 3.876 |
| 09-30-2005 | 3.873 | 3.884 |
| 06-30-2005 | 3.891 | 3.873 |
| 03-31-2005 | 3.755 | 3.831 |
| 12-31-2004 | 3.684 | 3.852 |
| 09-30-2004 | 3.651 | 3.831 |
| 06-30-2004 | 3.614 | 3.815 |
| 03-31-2004 | 3.615 | 3.814 |
| 12-31-2003 | 3.884 | 3.819 |
| 09-30-2003 | 3.926 | 3.828 |
| 06-30-2003 | 3.976 | 3.842 |
| 03-31-2003 | 4.047 | 3.863 |
| 12-31-2002 | 4.057 | 3.995 |