Vitals
  • Total Assets
    59.0M 28.5 %
  • Total Deposits
    54.1M 31.2 %
  • Total Net Loans
    39.5M 28.3 %
  • Net Income
    164000.0000 -7.9 %
  • Book Value
    4.8M 5.6 %
  • Book Value x2
    9.7M 5.6 %
  • Book Value x3
    14.5M 5.6 %
ROAA

.404

ROAE

4.669

Efficiency Ratio

76.879

Net Interest Margin

3.446

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 59,007 110,674
Total Net Loans 39,492 63,730
Total Deposits 54,066 89,625
Total Equity 4,830 11,681
Profitability
Net Income 164 544
Return on Average Assets .404 .704
Return on Average Equity 4.669 6.426
Net Interest Margin 3.446 3.901
Efficiency Ratio 76.879 70.588
Noninterest Income/Revenue 10.656 12.333
Balance Sheet Ratios
Loan-to-Deposit 73.044 69.524
Securities/Assets .153 .235
Total Equity/Total Assets .082 .106
Tangible Equity/Tangible Assets .076 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,352 10,480
Tier 2 Capital 550 878
Total Capital 4,902 11,379
Total Risk Weighted Assets 45,309 72,558
Leverage Ratio 7.63 9.925
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.61 15.643
Total Capital Ratio 10.82 16.82

Timeline for Citizens National Bank

Citizens State Bank

Citizens National Bank was acquired by Citizens State Bank 13 years

View Profile Oct 16 2010

The Citizens State Bank Of Arlington

Acquisition: Citizens National Bank acquired a new subsidiary, The Citizens State Bank Of Arlington, 27 years

View Profile Jun 01 1996

Citizens National Corporation

Citizens National Corporation became a new parent organization for Citizens National Bank.

View Profile Feb 15 1995

Attica Financial Corporation

Attica Financial Corporation became a new parent organization for Citizens National Bank.

View Profile Dec 04 1985

Attica Bank Corporation

Attica Bank Corporation became a new parent organization for Citizens National Bank.

View Profile May 09 1979

Want to see more?

Complete timeline for Citizens National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens State Bank Buyer 330,453 Pooling of Interests Discontinued 10/16/2010
The Citizens State Bank Of Arlington Seller 10,719 Acquisition Discontinued 6/1/1996
Relationships Role Relationship Start Relationship End
Citizens National Corporation Parent 2/15/1995 10/15/2010
Attica Financial Corporation Parent 12/4/1985 2/14/1995
Attica Bank Corporation Parent 5/9/1979 12/3/1985
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