Citizens National Bank Of Cheboygan
Cheboygan, MI — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Citizens National Bank Of Cheboygan | All Insured Commercial Banks in Michigan |
| 12-31-2016 | 3.36 | 3.821 |
| 09-30-2016 | 3.389 | 3.821 |
| 06-30-2016 | 3.317 | 3.8 |
| 03-31-2016 | 3.303 | 3.765 |
| 12-31-2015 | 3.212 | 3.819 |
| 09-30-2015 | 3.246 | 3.828 |
| 06-30-2015 | 3.294 | 3.809 |
| 03-31-2015 | 3.288 | 3.777 |
| 12-31-2014 | 3.38 | 3.836 |
| 09-30-2014 | 3.386 | 3.822 |
| 06-30-2014 | 3.294 | 3.806 |
| 03-31-2014 | 3.288 | 3.782 |
| 12-31-2013 | 3.167 | 3.864 |
| 09-30-2013 | 3.105 | 3.871 |
| 06-30-2013 | 3.001 | 3.862 |
| 03-31-2013 | 2.94 | 3.837 |
| 12-31-2012 | 3.187 | 4.014 |
| 09-30-2012 | 3.258 | 4.028 |
| 06-30-2012 | 3.351 | 4.029 |
| 03-31-2012 | 3.408 | 4.019 |
| 12-31-2011 | 3.461 | 4.046 |
| 09-30-2011 | 3.455 | 4.031 |
| 06-30-2011 | 3.527 | 4.005 |
| 03-31-2011 | 3.477 | 3.949 |
| 12-31-2010 | 3.933 | 3.964 |
| 09-30-2010 | 4.072 | 3.916 |
| 06-30-2010 | 4.084 | 3.894 |
| 03-31-2010 | 3.984 | 3.834 |
| 12-31-2009 | 3.816 | 3.772 |
| 09-30-2009 | 3.749 | 3.707 |
| 06-30-2009 | 3.834 | 3.655 |
| 03-31-2009 | 3.812 | 3.632 |
| 12-31-2008 | 3.952 | 3.73 |
| 09-30-2008 | 3.984 | 3.751 |
| 06-30-2008 | 4.242 | 3.744 |
| 03-31-2008 | 4.402 | 3.744 |
| 12-31-2007 | 4.474 | 4.005 |
| 09-30-2007 | 4.409 | 4.046 |
| 06-30-2007 | 4.341 | 4.037 |
| 03-31-2007 | 4.252 | 4.022 |
| 12-31-2006 | 4.447 | 4.206 |
| 09-30-2006 | 4.412 | 4.247 |
| 06-30-2006 | 4.35 | 4.248 |
| 03-31-2006 | 4.296 | 4.223 |
| 12-31-2005 | 4.33 | 4.306 |
| 09-30-2005 | 4.306 | 4.293 |
| 06-30-2005 | 4.322 | 4.252 |
| 03-31-2005 | 4.248 | 4.205 |
| 12-31-2004 | 4.117 | 4.18 |
| 09-30-2004 | 4.032 | 4.148 |
| 06-30-2004 | 4.014 | 4.111 |
| 03-31-2004 | 3.995 | 4.118 |
| 12-31-2003 | 4.318 | 4.236 |
| 09-30-2003 | 4.399 | 4.252 |
| 06-30-2003 | 4.508 | 4.256 |
| 03-31-2003 | 4.508 | 4.255 |
| 12-31-2002 | 4.422 | 4.46 |