Assets
Liabilities
Assets Citizens National Bank Of Cheboygan All Insured Commercial Banks in Michigan
Total Assets 278,628,000 310,577,917
Loans & Leases 137,614,000 216,162,583
Real Estate Loans 124,109 170,377
Commercial Loans 8,328 34,246
Individual Loans 6,227 6,909
Agricultural Loans — 2,395
Other Loans and Leases in Domestic and Foreign Offices 662 4,967
Loan and Lease Allowance (1,625) (2,718)
Unearned Income on Loans (87) (13)
Securities 91,570,000 52,406,917
U.S. Treasury and Agency Securities 60,411 26,447
Municipal Securities 31,159 22,390
Foreign Debt Securities — 137
All Other Securities — 3,433
Cash & Balances due from depository institutions 30,794,000 21,911,119
Noninterest-Bearing Cash and Due From Banks 4,895 7,751
Interest-Bearing Bank Balances 25,899 14,160
Federal Funds Sold and Resales — 759
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 6,104 5,622
Other Real Estate Owned 508 590
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 16
Acceptances and Other Assets 12,038 13,110
Liabilities Citizens National Bank Of Cheboygan All Insured Commercial Banks in Michigan
Total Liabilities 278,628,000 305,048,190
Deposits 256,122,000 271,113,548
Demand Deposits 70,794 45,963
All NOW & ATS Accounts 41,715 26,638
Money Market Deposit Accounts 54,612 45,591
Other Nontransaction Savings 44,761 76,679
Time Deposits At Or Below Insurance Limit 33,158 54,342
Fully Insured Brokered Deposits — 13,573
Less: Fully Insured Brokered Deposits — (13,573)
Time Deposits Above Insurance Limit 5,258 10,051
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 1,780
Federal Funds Purchased & Resales — 1,957
Federal Home Loan Bank Borrowing Maturing Over One Year — 5,674
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 2
Acceptances & Other Liabilities 5,824 2,436
Capital 22,506,000 33,934,643
Subordinated Notes and Debentures — 0
Total Equity 22,506 33,935