Citizens Home Bank
Greenfield, MO — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Home Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 2,828 | 4,995 |
Income from Lease Financing Receivables | — | 215 |
1 | 66 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 33 |
Income on Loans and Leases (TE) | 2,829 | 5,015 |
Investment Interest Income (TE) | 1,179 | 765 |
Total Interest Income (TE) | 4,069 | 5,840 |
Total Interest Expense | 1,439 | 1,906 |
Net Interest Income (TE) | 2,630 | 3,920 |
Non-Interest Income | 372 | 772 |
Adjusted Operating Income (TE) | 3,002 | 4,722 |
Non-interest Expense | 1,788 | 2,810 |
Provision for Loan & Lease Losses | — | 372 |
Pretax Operating Income (TE) | 1,214 | 2,270 |
Pretax Net Operating Income (TE) | 1,233 | 2,268 |
Applicable Income Taxes | 214 | 1,336 |
Net Operating Income | 1,000 | 1,618 |
Net Income | 1,000 | 1,618 |
Cash Dividends Declared | 433 | 2,290 |
Retained Earnings | 567 | 1,140 |