Efficiency Ratio Over Time
Efficiency Ratio Citizens Home Bank All Insured Commercial Banks in Missouri
09-30-2005 59.559 62.651
06-30-2005 58.737 62.975
03-31-2005 57.555 63.334
12-31-2004 78.985 63.427
09-30-2004 88.175 61.842
06-30-2004 75.051 62.448
03-31-2004 75.735 62.877
12-31-2003 81.587 62.708
09-30-2003 83.706 61.397
06-30-2003 86.984 61.508
03-31-2003 85.911 62
12-31-2002 80.13 61.706