Citizens Guaranty Bank
Richmond, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Guaranty Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 6,845 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
— | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
Income on Loans and Leases (TE) | 6,845 | 8,864 |
Investment Interest Income (TE) | 240 | 1,656 |
Total Interest Income (TE) | 7,150 | 10,728 |
Total Interest Expense | 978 | 1,106 |
Net Interest Income (TE) | 6,172 | 9,572 |
Non-Interest Income | 1,134 | 2,231 |
Adjusted Operating Income (TE) | 7,306 | 12,006 |
Non-interest Expense | 6,326 | 8,402 |
Provision for Loan & Lease Losses | 121 | 243 |
Pretax Operating Income (TE) | 859 | 3,259 |
Pretax Net Operating Income (TE) | 858 | 3,369 |
Applicable Income Taxes | — | 444 |
Net Operating Income | 802 | 2,592 |
Net Income | 802 | 2,592 |
Cash Dividends Declared | 596 | 1,549 |
Retained Earnings | 206 | 1,045 |