Citizens First National Bank
Princeton, IL — National Bank
Acquired Nov 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens First National Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 19,861 | 5,523 |
Income from Lease Financing Receivables | 12 | 2 |
181 | 24 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 19,873 | 5,566 |
Investment Interest Income (TE) | 5,257 | 1,069 |
Total Interest Income (TE) | 25,394 | 6,825 |
Total Interest Expense | 3,024 | 1,100 |
Net Interest Income (TE) | 22,370 | 5,693 |
Non-Interest Income | 6,619 | 1,220 |
Adjusted Operating Income (TE) | 28,989 | 7,059 |
Non-interest Expense | 32,364 | 4,753 |
Provision for Loan & Lease Losses | 10,100 | 694 |
Pretax Operating Income (TE) | -13,475 | 1,560 |
Pretax Net Operating Income (TE) | -4,712 | 1,696 |
Applicable Income Taxes | — | 251 |
Net Operating Income | -4,712 | 1,264 |
Net Income | -4,712 | 1,259 |
Cash Dividends Declared | — | 383 |
Retained Earnings | -4,712 | 688 |