Efficiency Ratio Over Time
Efficiency Ratio Citizens First National Bank All Insured Commercial Banks in Illinois
09-30-2012 111.642 68.769
06-30-2012 100.926 68.792
03-31-2012 90.813 68.884
12-31-2011 91.982 69.941
09-30-2011 86.732 68.923
06-30-2011 83.226 69.854
03-31-2011 75.157 70.062
12-31-2010 74.783 70.567
09-30-2010 75.125 69.213
06-30-2010 71.353 69.682
03-31-2010 74 71.112
12-31-2009 123.721 73.38
09-30-2009 70.729 71.202
06-30-2009 70.806 72.036
03-31-2009 74.12 69.904
12-31-2008 66.271 69.748
09-30-2008 64.843 68.193
06-30-2008 65.534 68.561
03-31-2008 66.348 69.396
12-31-2007 69.667 68.284
09-30-2007 70.946 67.285
06-30-2007 71.893 67.545
03-31-2007 71.944 68.287
12-31-2006 70.466 66.265
09-30-2006 70.328 65.369
06-30-2006 70.217 65.236
03-31-2006 70.405 65.409
12-31-2005 64.709 64.049
09-30-2005 65.055 63.135
06-30-2005 65.992 63.051
03-31-2005 65.605 63.149
12-31-2004 64.704 63.383
09-30-2004 63.795 62.952
06-30-2004 63.111 63.147
03-31-2004 65.999 63.481
12-31-2003 65.531 63.697
09-30-2003 65.646 62.506
06-30-2003 67.199 62.464
03-31-2003 60.838 62.651
12-31-2002 63.42 62.349