Citizens First Bank
Wartburg, TN — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens First Bank | All Insured Commercial Banks in Tennessee |
Interest and Fees on Loans | 6,956 | 12,197 |
Income from Lease Financing Receivables | — | 0 |
13 | 25 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 12 |
Income on Loans and Leases (TE) | 6,963 | 12,231 |
Investment Interest Income (TE) | 431 | 1,544 |
Total Interest Income (TE) | 7,466 | 14,034 |
Total Interest Expense | 851 | 1,553 |
Net Interest Income (TE) | 6,615 | 12,478 |
Non-Interest Income | 1,452 | 2,901 |
Adjusted Operating Income (TE) | 8,067 | 15,672 |
Non-interest Expense | 6,241 | 10,334 |
Provision for Loan & Lease Losses | 285 | 317 |
Pretax Operating Income (TE) | 1,541 | 4,962 |
Pretax Net Operating Income (TE) | 1,541 | 5,007 |
Applicable Income Taxes | 494 | 1,069 |
Net Operating Income | 959 | 3,589 |
Net Income | 959 | 3,593 |
Cash Dividends Declared | 1,025 | 1,505 |
Retained Earnings | -66 | 1,960 |