Efficiency Ratio Over Time
Efficiency Ratio Citizens First Bank All Insured Commercial Banks in Tennessee
12-31-2016 77.364 69.386
09-30-2016 77.368 69.074
06-30-2016 78.111 69.175
03-31-2016 78.233 69.772
12-31-2015 77.03 71.67
09-30-2015 75.624 71.393
06-30-2015 74.575 71.347
03-31-2015 76.821 71.604
12-31-2014 76.59 71.978
09-30-2014 78.498 71.431
06-30-2014 77.657 72.281
03-31-2014 78.624 72.859
12-31-2013 73.148 72.831
09-30-2013 73.542 71.947
06-30-2013 69.175 72.339
03-31-2013 73.951 73.06
12-31-2012 94.837 72.788
09-30-2012 87.673 72.3
06-30-2012 81.536 72.159
03-31-2012 80.021 70.962
12-31-2011 85.054 74.565
09-30-2011 87.02 73.347
06-30-2011 91.201 74.593
03-31-2011 78.743 74.44
12-31-2010 83.836 74.786
09-30-2010 80.11 73.288
06-30-2010 82.381 73.208
03-31-2010 86.916 74.142
12-31-2009 85.839 78.956
09-30-2009 87.617 78.914
06-30-2009 90.329 79.484
03-31-2009 93.599 76.46
12-31-2008 81.253 76.123
09-30-2008 79.443 73.333
06-30-2008 79.023 73.064
03-31-2008 75.778 73.535
12-31-2007 66.654 71.353
09-30-2007 66.287 70.14
06-30-2007 66.48 70.181
03-31-2007 66.4 69.593
12-31-2006 63.798 69.255
09-30-2006 64.086 67.968
06-30-2006 64.054 68.089
03-31-2006 65.966 68.881
12-31-2005 65.715 68.603
09-30-2005 65.819 67.371
06-30-2005 66.135 67.28
03-31-2005 71.188 67.669
12-31-2004 67.773 67.909
09-30-2004 67.673 67.78
06-30-2004 67.313 67.917
03-31-2004 65.134 67.404
12-31-2003 69.581 67.065
09-30-2003 69.309 66.477
06-30-2003 71.55 67.007
03-31-2003 74.681 67.319
12-31-2002 76.094 65.163