Total Capital Ratio Over Time
Total Capital Ratio Citizens First Bank, Inc. All Insured Commercial Banks in West Virginia
09-30-2008 16.09 16.841
06-30-2008 16.19 17.077
03-31-2008 16.16 17.255
12-31-2007 15.69 17.264
09-30-2007 15.97 17.394
06-30-2007 15.43 17.309
03-31-2007 14.85 17.421
12-31-2006 14.88 17.318
09-30-2006 14.65 17.39
06-30-2006 14.36 17.378
03-31-2006 14.34 17.34
12-31-2005 13.97 17.349
09-30-2005 13.57 17.768
06-30-2005 12.87 17.487
03-31-2005 12.8 17.378
12-31-2004 12.54 17.344
09-30-2004 12.48 17.162
06-30-2004 12.46 17.176
03-31-2004 12.62 17.551
12-31-2003 13.22 17.455
09-30-2003 13.12 17.72
06-30-2003 13.31 18.1
03-31-2003 13.25 17.525
12-31-2002 14.32 17.393