Assets
Liabilities
Assets Citizens First Bank, Inc. All Insured Commercial Banks in West Virginia
Total Assets 65,969,000 250,858,222
Loans & Leases 45,456,000 153,531,010
Real Estate Loans 35,493 118,302
Commercial Loans 2,718 16,899
Individual Loans 7,231 12,172
Agricultural Loans 463 685
Other Loans and Leases in Domestic and Foreign Offices 16 7,720
Loan and Lease Allowance (465) (1,947)
Unearned Income on Loans — (299)
Securities 3,690,000 66,346,245
U.S. Treasury and Agency Securities — 35,925
Municipal Securities 3,690 17,816
Foreign Debt Securities — —
All Other Securities — 12,605
Cash & Balances due from depository institutions 2,427,000 8,231,010
Noninterest-Bearing Cash and Due From Banks 1,725 5,360
Interest-Bearing Bank Balances 702 2,871
Federal Funds Sold and Resales 5,685 10,469
Trading Account Assets — —
Premises and fixed assets (including capitalized leases) 2,245 4,227
Other Real Estate Owned 268 920
Direct and Indirect Investments in Real Estate Ventures — —
Investment in Unconsolidated Subsidiaries — —
Acceptances and Other Assets 6,198 7,133
Liabilities Citizens First Bank, Inc. All Insured Commercial Banks in West Virginia
Total Liabilities 65,969,000 370,754,803
Deposits 54,256,000 349,987,035
Demand Deposits 8,360 22,147
All NOW & ATS Accounts 8,952 19,258
Money Market Deposit Accounts — 62,542
Other Nontransaction Savings 4,007 28,443
Time Deposits At Or Below Insurance Limit 25,869 58,495
Fully Insured Brokered Deposits — 51,536
Less: Fully Insured Brokered Deposits — (51,536)
Time Deposits Above Insurance Limit 6,654 30,935
Total Deposits in Foreign Offices — —
Federal Home Loan Bank Borrowings Maturing Under One Year — 32,863
Federal Funds Purchased & Resales — 38,944
Federal Home Loan Bank Borrowing Maturing Over One Year — 53,210
Other Borrowings Maturing Under One Year — —
Other Borrowing Maturing Over One Year — 1,675
Acceptances & Other Liabilities 414 1,474
Capital 11,713,000 20,767,768
Subordinated Notes and Debentures — —
Total Equity 11,713 20,768