Leverage Ratio Over Time
Leverage Ratio Citizens First Bank, Inc. All Insured Commercial Banks in West Virginia
09-30-2008 9.86 10.136
06-30-2008 9.96 10.241
03-31-2008 10.05 10.364
12-31-2007 9.92 10.334
09-30-2007 9.82 10.462
06-30-2007 9.22 10.401
03-31-2007 9.09 10.447
12-31-2006 9.02 10.355
09-30-2006 9.01 10.527
06-30-2006 8.88 10.478
03-31-2006 9 10.429
12-31-2005 8.94 10.376
09-30-2005 8.79 10.389
06-30-2005 8.5 10.186
03-31-2005 8.68 10.101
12-31-2004 8.62 9.991
09-30-2004 8.59 9.968
06-30-2004 8.29 9.846
03-31-2004 8.51 9.983
12-31-2003 8.6 9.768
09-30-2003 8.7 9.889
06-30-2003 9.1 9.881
03-31-2003 8.95 9.743
12-31-2002 9.36 9.708