Tier 2 Capital Over Time
Tier 2 Capital Citizens First Bank, Inc. All Insured Commercial Banks in West Virginia
09-30-2008 465,000 1,679,179
06-30-2008 468,000 1,547,089
03-31-2008 506,000 1,508,143
12-31-2007 510,000 1,497,143
09-30-2007 506,000 1,472,661
06-30-2007 514,000 1,405,724
03-31-2007 525,000 1,572,603
12-31-2006 513,000 1,508,190
09-30-2006 510,000 1,247,552
06-30-2006 507,000 1,230,414
03-31-2006 496,000 1,191,155
12-31-2005 497,000 1,163,759
09-30-2005 490,000 1,117,267
06-30-2005 512,000 1,120,390
03-31-2005 503,000 1,115,783
12-31-2004 495,000 1,097,350
09-30-2004 486,000 1,062,180
06-30-2004 473,000 1,037,164
03-31-2004 445,000 1,015,197
12-31-2003 421,000 992,869
09-30-2003 410,000 970,180
06-30-2003 397,000 1,045,222
03-31-2003 361,000 1,107,413
12-31-2002 338,000 1,092,302