Citizens Financial Bank, Inc.
Glasgow, KY — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Financial Bank, Inc. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 2,019 | 5,996 |
Income from Lease Financing Receivables | — | 5,356 |
— | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 31 |
Income on Loans and Leases (TE) | 2,019 | 6,023 |
Investment Interest Income (TE) | 231 | 1,341 |
Total Interest Income (TE) | 2,282 | 7,488 |
Total Interest Expense | 1,155 | 2,287 |
Net Interest Income (TE) | 1,127 | 5,254 |
Non-Interest Income | 214 | 1,131 |
Adjusted Operating Income (TE) | 1,341 | 6,358 |
Non-interest Expense | 1,264 | 4,012 |
Provision for Loan & Lease Losses | 65 | 735 |
Pretax Operating Income (TE) | 12 | 3,799 |
Pretax Net Operating Income (TE) | 12 | 3,827 |
Applicable Income Taxes | 18 | 1,204 |
Net Operating Income | — | 2,695 |
Net Income | — | 2,695 |
Cash Dividends Declared | — | 2,181 |
Retained Earnings | — | 1,256 |