Loan-to-Deposit Over Time
Loan-to-Deposit Citizens Financial Bank, Inc. All Insured Commercial Banks in Kentucky
12-31-2004 90.892 80.428
09-30-2004 89.571 81.185
06-30-2004 81.976 79.878
03-31-2004 85.569 78.092
12-31-2003 95.027 78.16
09-30-2003 96.206 79.035
06-30-2003 94.682 78.269
03-31-2003 90.468 77.438
12-31-2002 83.348 78.718