Total Capital Ratio Over Time
Total Capital Ratio Citizens Financial Bank, Inc. All Insured Commercial Banks in Kentucky
12-31-2004 14.18 16.972
09-30-2004 13.32 16.856
06-30-2004 12.88 16.732
03-31-2004 12.49 16.67
12-31-2003 12.15 16.371
09-30-2003 12.1 16.325
06-30-2003 12.82 16.313
03-31-2003 14.54 16.229
12-31-2002 18.36 16.157