Citizens Financial Bank, Inc.
Glasgow, KY — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Leverage Ratio Over Time
| Leverage Ratio | Citizens Financial Bank, Inc. | All Insured Commercial Banks in Kentucky |
| 12-31-2004 | 9.47 | 10.056 |
| 09-30-2004 | 8.56 | 10.023 |
| 06-30-2004 | 8.39 | 9.832 |
| 03-31-2004 | 8.56 | 9.722 |
| 12-31-2003 | 8.72 | 9.604 |
| 09-30-2003 | 9.01 | 9.635 |
| 06-30-2003 | 9.77 | 9.61 |
| 03-31-2003 | 11.47 | 9.571 |
| 12-31-2002 | 12.8 | 9.601 |