Citizens Federal Savings And Loan Association
Covington, KY — Savings & Loan Association
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Federal Savings And Loan Association | All Insured Savings Banks in Kentucky |
Interest and Fees on Loans | 1,031 | 4,563 |
Income from Lease Financing Receivables | — | 0 |
— | 6 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 1,031 | 4,566 |
Investment Interest Income (TE) | 380 | 384 |
Total Interest Income (TE) | 1,411 | 5,062 |
Total Interest Expense | 300 | 799 |
Net Interest Income (TE) | 1,111 | 4,264 |
Non-Interest Income | 40 | 891 |
Adjusted Operating Income (TE) | 1,151 | 5,155 |
Non-interest Expense | 467 | 3,762 |
Provision for Loan & Lease Losses | — | 200 |
Pretax Operating Income (TE) | 684 | 1,193 |
Pretax Net Operating Income (TE) | 684 | 1,221 |
Applicable Income Taxes | 219 | 234 |
Net Operating Income | 465 | 940 |
Net Income | 465 | 940 |
Cash Dividends Declared | — | 1,150 |
Retained Earnings | 465 | -210 |