Citizens Community Bank
Pocatello, ID — Domestic Branch of a Domestic Bank
Acquired May 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Community Bank | All Insured Commercial Banks in Idaho |
Interest and Fees on Loans | 2,556 | 3,745 |
Income from Lease Financing Receivables | — | 10 |
50 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 25 | 10 |
Income on Loans and Leases (TE) | 2,581 | 3,765 |
Investment Interest Income (TE) | 1,157 | 827 |
Total Interest Income (TE) | 3,738 | 4,628 |
Total Interest Expense | 525 | 552 |
Net Interest Income (TE) | 3,213 | 4,076 |
Non-Interest Income | 1,036 | 727 |
Adjusted Operating Income (TE) | 4,249 | 4,803 |
Non-interest Expense | 2,143 | 3,779 |
Provision for Loan & Lease Losses | 450 | 372 |
Pretax Operating Income (TE) | 1,656 | 652 |
Pretax Net Operating Income (TE) | 1,656 | 710 |
Applicable Income Taxes | 490 | 38 |
Net Operating Income | 982 | 554 |
Net Income | 982 | 554 |
Cash Dividends Declared | — | 11 |
Retained Earnings | 982 | 542 |