Citizens Community Bank Of Decatur
Decatur, IL — Domestic Branch of a Domestic Bank
Acquired Jan 2006
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Citizens Community Bank Of Decatur | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 571 | 7,337 |
| Income from Lease Financing Receivables | — | 1,766 |
| — | 157 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 81 |
| Income on Loans and Leases (TE) | 571 | 7,411 |
| Investment Interest Income (TE) | 124 | 1,629 |
| Total Interest Income (TE) | 707 | 9,262 |
| Total Interest Expense | 346 | 3,257 |
| Net Interest Income (TE) | 361 | 6,007 |
| Non-Interest Income | 131 | 1,132 |
| Adjusted Operating Income (TE) | 492 | 7,222 |
| Non-interest Expense | 749 | 4,284 |
| Provision for Loan & Lease Losses | — | 718 |
| Pretax Operating Income (TE) | — | 10,393 |
| Pretax Net Operating Income (TE) | — | 10,557 |
| Applicable Income Taxes | — | 3,549 |
| Net Operating Income | — | 7,037 |
| Net Income | — | 7,037 |
| Cash Dividends Declared | — | 3,353 |
| Retained Earnings | — | 4,748 |