Vitals
  • Total Assets
    184.1M 17.2 %
  • Total Deposits
    166.5M 16.9 %
  • Total Net Loans
    159.3M 18.6 %
  • Net Income
    1.2M 23.2 %
  • Book Value
    14.7M 7.2 %
  • Book Value x2
    29.5M 7.2 %
  • Book Value x3
    44.2M 7.2 %
ROAA

.726

ROAE

8.516

Efficiency Ratio

81.177

Net Interest Margin

4.428

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 184,142 350,717
Total Net Loans 159,331 240,957
Total Deposits 166,517 296,573
Total Equity 14,739 37,152
Profitability
Net Income 1,236 3,593
Return on Average Assets .726 .956
Return on Average Equity 8.516 8.82
Net Interest Margin 4.428 4.036
Efficiency Ratio 81.177 69.386
Noninterest Income/Revenue 12.856 17.129
Balance Sheet Ratios
Loan-to-Deposit 95.685 77.925
Securities/Assets .061 .166
Total Equity/Total Assets .08 .106
Tangible Equity/Tangible Assets .08 .103
Capital Adequacy
Tier 1 Common Capital 15,076 35,983
Tier 1 Capital 15,076 36,157
Tier 2 Capital 1,811 2,649
Total Capital 16,887 38,803
Total Risk Weighted Assets 149,272 253,332
Leverage Ratio 8.58 10.564
Common Equity Tier 1 Capital Ratio 10.1 15.215
Tier 1 Capital Ratio 10.1 15.278
Total Capital Ratio 11.31 16.362

Timeline for Citizens Bank

Citizens Bancorp, Inc.

Citizens Bancorp, Inc. became a new parent organization for Citizens Bank.

View Profile Aug 01 1983

Citizens Bank

Citizens Bank was established 112 years ago and is currently headquartered in New Tazewell, TN.

Jan 01 1912
Relationships Role Relationship Start Relationship End
Citizens Bancorp, Inc. Parent 8/1/1983
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