Citizens Bank
Columbia, MS — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank | All Insured Commercial Banks in Mississippi |
Interest and Fees on Loans | 13,016 | 12,748 |
Income from Lease Financing Receivables | — | 2 |
8 | 18 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 9 |
Income on Loans and Leases (TE) | 13,020 | 12,773 |
Investment Interest Income (TE) | 690 | 2,159 |
Total Interest Income (TE) | 13,816 | 15,018 |
Total Interest Expense | 1,153 | 1,312 |
Net Interest Income (TE) | 12,663 | 13,709 |
Non-Interest Income | 3,087 | 4,407 |
Adjusted Operating Income (TE) | 15,750 | 18,115 |
Non-interest Expense | 10,219 | 12,166 |
Provision for Loan & Lease Losses | 338 | 432 |
Pretax Operating Income (TE) | 5,193 | 5,480 |
Pretax Net Operating Income (TE) | 5,196 | 5,531 |
Applicable Income Taxes | — | 1,104 |
Net Operating Income | 5,175 | 3,939 |
Net Income | 5,175 | 3,939 |
Cash Dividends Declared | 3,200 | 1,569 |
Retained Earnings | 1,975 | 1,704 |