Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank All Insured Commercial Banks in Delaware
06-30-2007 51.803 63.595
03-31-2007 50.807 63.485
12-31-2006 58.219 58.394
09-30-2006 57.933 75.133
06-30-2006 56.82 63.589
03-31-2006 57.977 59.273
12-31-2005 58.87 50.072
09-30-2005 57.898 49.643
06-30-2005 58.269 50.001
03-31-2005 59.036 51.568
12-31-2004 56.251 52.322
09-30-2004 55.942 54.356
06-30-2004 56.334 52.804
03-31-2004 56.089 55.611
12-31-2003 43.671 52.363
09-30-2003 45.725 53.152
06-30-2003 45.773 56.57
03-31-2003 48.985 59.417
12-31-2002 83.411 63.707