Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Citizens Bank All Insured Commercial Banks in Delaware
06-30-2007 12.51 29.733
03-31-2007 11.87 32.969
12-31-2006 9.89 37.986
09-30-2006 9.96 31.123
06-30-2006 10.68 36.14
03-31-2006 10.98 27.032
12-31-2005 10.55 26.53
09-30-2005 10.35 24.935
06-30-2005 10.45 28.848
03-31-2005 10.14 36.566
12-31-2004 9.62 23.582
09-30-2004 11.09 24.544
06-30-2004 11.49 23.342
03-31-2004 11.46 24.185
12-31-2003 11.56 19.752
09-30-2003 11.89 21.422
06-30-2003 12.35 19.675
03-31-2003 13.59 21.389
12-31-2002 14.18 20.342