Leverage Ratio Over Time
Leverage Ratio Citizens Bank All Insured Commercial Banks in Delaware
06-30-2007 7.3 18.848
03-31-2007 6.11 17.269
12-31-2006 6.18 20.518
09-30-2006 6.17 21.937
06-30-2006 6.25 23.773
03-31-2006 6.07 18.072
12-31-2005 5.82 16.298
09-30-2005 5.88 16.011
06-30-2005 5.82 18.909
03-31-2005 5.63 21.745
12-31-2004 5.42 16.3
09-30-2004 6.12 17.888
06-30-2004 6 17.766
03-31-2004 5.97 17.376
12-31-2003 6.01 15.391
09-30-2003 6.16 15.893
06-30-2003 6.09 13.361
03-31-2003 6.53 12.946
12-31-2002 6.61 12.459