Citizens Bank
Georgetown, KY — Domestic Branch of a Domestic Bank
Acquired Oct 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 601 | 4,444 |
Income from Lease Financing Receivables | — | 4,033 |
2 | 45 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 23 |
Income on Loans and Leases (TE) | 601 | 4,465 |
Investment Interest Income (TE) | 81 | 1,015 |
Total Interest Income (TE) | 702 | 5,565 |
Total Interest Expense | 339 | 1,655 |
Net Interest Income (TE) | 363 | 3,912 |
Non-Interest Income | 175 | 825 |
Adjusted Operating Income (TE) | 538 | 4,740 |
Non-interest Expense | 814 | 2,962 |
Provision for Loan & Lease Losses | — | 367 |
Pretax Operating Income (TE) | — | 3,013 |
Pretax Net Operating Income (TE) | — | 3,040 |
Applicable Income Taxes | — | 1,008 |
Net Operating Income | — | 2,138 |
Net Income | — | 2,138 |
Cash Dividends Declared | — | 1,759 |
Retained Earnings | — | 1,017 |