Vitals
  • Total Assets
    100.2M 1.2 %
  • Total Deposits
    87.6M 0.7 %
  • Total Net Loans
    64.1M 4.4 %
  • Net Income
    1.1M 22.0 %
  • Book Value
    11.1M 4.7 %
  • Book Value x2
    22.1M 4.7 %
  • Book Value x3
    33.2M 4.7 %
ROAA

1.087

ROAE

9.902

Efficiency Ratio

62.554

Net Interest Margin

5.237

Balance Sheet Highlights
Financial Highlights Citizens Bank & Trust, Inc. All Insured Savings Banks in Georgia
Balance Sheet $(000)
Total Assets 100,238 307,758
Total Net Loans 64,065 216,571
Total Deposits 87,637 252,178
Total Equity 11,068 38,396
Profitability
Net Income 1,096 2,926
Return on Average Assets 1.087 .728
Return on Average Equity 9.902 6.766
Net Interest Margin 5.237 3.974
Efficiency Ratio 62.554 81.825
Noninterest Income/Revenue 13.898 35.999
Balance Sheet Ratios
Loan-to-Deposit 73.103 88.337
Securities/Assets .242 .129
Total Equity/Total Assets .11 .125
Tangible Equity/Tangible Assets .11 .116
Capital Adequacy
Tier 1 Common Capital 10,901 36,180
Tier 1 Capital 10,901 36,180
Tier 2 Capital 765 2,309
Total Capital 11,666 38,490
Total Risk Weighted Assets 60,872 211,263
Leverage Ratio 10.85 12.979
Common Equity Tier 1 Capital Ratio 17.91 22.198
Tier 1 Capital Ratio 17.91 22.198
Total Capital Ratio 19.16 23.256

Timeline for Citizens Bank & Trust, Inc.

Tag Bancshares Inc.

Tag Bancshares Inc. became a new parent organization for Citizens Bank & Trust, Inc..

View Profile Feb 01 1996

Tag Bancshares, Inc.

Tag Bancshares, Inc. became a new parent organization for Citizens Bank & Trust, Inc..

View Profile Jul 05 1991

Citizens Bank & Trust, Inc.

Citizens Bank & Trust, Inc. was established 36 years ago and is currently headquartered in Trenton, GA.

Jan 18 1988
Relationships Role Relationship Start Relationship End
Tag Bancshares Inc. Parent 7/21/2011
Tag Bancshares Inc. Parent 2/1/1996 7/20/2011
Tag Bancshares, Inc. Parent 7/5/1991 1/31/1996
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