Citizens' Bank & Trust Co.
Van Buren, AR — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens' Bank & Trust Co. | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 12,243 | 11,107 |
Income from Lease Financing Receivables | — | 1 |
9 | 29 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 15 |
Income on Loans and Leases (TE) | 12,247 | 11,129 |
Investment Interest Income (TE) | 3,457 | 1,636 |
Total Interest Income (TE) | 15,762 | 12,872 |
Total Interest Expense | 961 | 1,430 |
Net Interest Income (TE) | 14,801 | 11,443 |
Non-Interest Income | 2,557 | 3,679 |
Adjusted Operating Income (TE) | 17,358 | 16,091 |
Non-interest Expense | 8,428 | 10,771 |
Provision for Loan & Lease Losses | — | 635 |
Pretax Operating Income (TE) | 8,930 | 4,580 |
Pretax Net Operating Income (TE) | 8,930 | 4,646 |
Applicable Income Taxes | 2,490 | 823 |
Net Operating Income | 5,682 | 3,504 |
Net Income | 5,682 | 3,504 |
Cash Dividends Declared | 3,600 | 2,018 |
Retained Earnings | 2,082 | 1,459 |