Citizens Bank Of Northern Kentucky, Inc.
Newport, KY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank Of Northern Kentucky, Inc. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 7,282 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
70 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 36 | 22 |
Income on Loans and Leases (TE) | 7,318 | 8,864 |
Investment Interest Income (TE) | 1,368 | 1,656 |
Total Interest Income (TE) | 8,796 | 10,728 |
Total Interest Expense | 822 | 1,106 |
Net Interest Income (TE) | 7,974 | 9,572 |
Non-Interest Income | 2,279 | 2,231 |
Adjusted Operating Income (TE) | 10,253 | 12,006 |
Non-interest Expense | 9,336 | 8,402 |
Provision for Loan & Lease Losses | -289 | 243 |
Pretax Operating Income (TE) | 1,206 | 3,259 |
Pretax Net Operating Income (TE) | 1,765 | 3,369 |
Applicable Income Taxes | 335 | 444 |
Net Operating Income | 1,189 | 2,592 |
Net Income | 1,189 | 2,592 |
Cash Dividends Declared | 2,300 | 1,549 |
Retained Earnings | -1,111 | 1,045 |