Citizens Bank Of Newburg
Rolla, MO — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Citizens Bank Of Newburg | All Insured Commercial Banks in Missouri |
| Interest and Fees on Loans | 5,219 | 8,346 |
| Income from Lease Financing Receivables | 18 | 6 |
| 18 | 27 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 13 |
| Income on Loans and Leases (TE) | 5,244 | 8,380 |
| Investment Interest Income (TE) | 894 | 1,007 |
| Total Interest Income (TE) | 6,209 | 9,598 |
| Total Interest Expense | 1,386 | 957 |
| Net Interest Income (TE) | 4,823 | 8,596 |
| Non-Interest Income | 1,055 | 1,957 |
| Adjusted Operating Income (TE) | 5,878 | 10,610 |
| Non-interest Expense | 4,409 | 6,886 |
| Provision for Loan & Lease Losses | 206 | 275 |
| Pretax Operating Income (TE) | 1,263 | 3,421 |
| Pretax Net Operating Income (TE) | 895 | 3,495 |
| Applicable Income Taxes | 103 | 604 |
| Net Operating Income | 655 | 2,724 |
| Net Income | 655 | 2,724 |
| Cash Dividends Declared | 310 | 1,137 |
| Retained Earnings | 345 | 1,380 |