Vitals
  • Total Assets
    72.8M 2.1 %
  • Total Deposits
    62.5M 5.0 %
  • Total Net Loans
    53.0M -0.2 %
  • Net Income
    1.3M 3.0 %
  • Book Value
    9.5M 2.5 %
  • Book Value x2
    19.1M 2.5 %
  • Book Value x3
    28.6M 2.5 %
ROAA

1.769

ROAE

14.358

Efficiency Ratio

58.23

Net Interest Margin

4.89

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Cumberland County, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 72,832 275,102
Total Net Loans 53,002 177,820
Total Deposits 62,547 227,063
Total Equity 9,543 30,287
Profitability
Net Income 1,320 2,592
Return on Average Assets 1.769 .944
Return on Average Equity 14.358 8.074
Net Interest Margin 4.89 3.847
Efficiency Ratio 58.23 70.925
Noninterest Income/Revenue 9.455 17.219
Balance Sheet Ratios
Loan-to-Deposit 84.74 76.952
Securities/Assets .127 .219
Total Equity/Total Assets .131 .11
Tangible Equity/Tangible Assets .131 .107
Capital Adequacy
Tier 1 Common Capital 9,692 29,354
Tier 1 Capital 9,692 29,354
Tier 2 Capital 698 2,092
Total Capital 10,390 31,454
Total Risk Weighted Assets 55,742 190,479
Leverage Ratio 13.38 11.285
Common Equity Tier 1 Capital Ratio 17.39 17.115
Tier 1 Capital Ratio 17.39 17.115
Total Capital Ratio 18.64 18.174

Timeline for Citizens Bank Of Cumberland County, Inc.

Citizens Cumberland Bancshares, Inc.

Citizens Cumberland Bancshares, Inc. became a new parent organization for Citizens Bank Of Cumberland County, Inc..

View Profile Jun 25 2002

Citizens Bank Of Cumberland County, Inc.

Citizens Bank Of Cumberland County, Inc. was established 24 years ago and is currently headquartered in Burkesville, KY.

Jul 01 2000
Relationships Role Relationship Start Relationship End
Citizens Cumberland Bancshares, Inc. Parent 6/25/2002
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