Net Income Analysis ( % relative to Total Revenue )
Income Statement Citizens Bank Of Connecticut All Insured Savings Banks in Connecticut
Interest and Fees on Loans 98,833 22,554
Income from Lease Financing Receivables — 185
597 218
Estimated Tax Benefit from Tax-Exempt Loan Income 321 116
Income on Loans and Leases (TE) 99,154 22,582
Investment Interest Income (TE) 30,373 4,159
Total Interest Income (TE) 130,504 27,149
Total Interest Expense 70,704 13,107
Net Interest Income (TE) 59,800 14,048
Non-Interest Income 25,118 3,565
Adjusted Operating Income (TE) 84,918 17,612
Non-interest Expense 33,999 11,633
Provision for Loan & Lease Losses 4,299 826
Pretax Operating Income (TE) 46,620 5,285
Pretax Net Operating Income (TE) 46,612 4,438
Applicable Income Taxes 17,203 1,373
Net Operating Income 28,984 3,032
Net Income 28,984 3,032
Cash Dividends Declared 65,000 33,149
Retained Earnings — 2,654