Citizens Bank New Hampshire
Manchester, NH — Domestic Branch of a Domestic Bank
Acquired Sep 2007
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Citizens Bank New Hampshire | All Insured Savings Banks in New Hampshire |
| Interest and Fees on Loans | 188,959 | 27,121 |
| Income from Lease Financing Receivables | — | — |
| 555 | 206 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 299 | 105 |
| Income on Loans and Leases (TE) | 189,258 | 27,195 |
| Investment Interest Income (TE) | 71,835 | 8,443 |
| Total Interest Income (TE) | 273,114 | 37,059 |
| Total Interest Expense | 143,946 | 18,662 |
| Net Interest Income (TE) | 129,168 | 18,396 |
| Non-Interest Income | 60,118 | 7,261 |
| Adjusted Operating Income (TE) | 189,286 | 25,657 |
| Non-interest Expense | 72,046 | 12,755 |
| Provision for Loan & Lease Losses | 5,889 | 740 |
| Pretax Operating Income (TE) | 111,351 | 12,236 |
| Pretax Net Operating Income (TE) | 111,319 | 12,510 |
| Applicable Income Taxes | 37,327 | 4,068 |
| Net Operating Income | 73,455 | 8,313 |
| Net Income | 73,455 | 8,313 |
| Cash Dividends Declared | 190,000 | 63,527 |
| Retained Earnings | — | 1,010 |