Citizens Bank And Trust Company
Hudson, IA — Domestic Branch of a Domestic Bank
Acquired Jun 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank And Trust Company | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 1,046 | 883 |
Income from Lease Financing Receivables | — | 33 |
1 | 18 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 9 |
Income on Loans and Leases (TE) | 1,046 | 889 |
Investment Interest Income (TE) | — | 247 |
Total Interest Income (TE) | 1,066 | 1,146 |
Total Interest Expense | 510 | 423 |
Net Interest Income (TE) | 556 | 721 |
Non-Interest Income | 81 | 128 |
Adjusted Operating Income (TE) | 637 | 851 |
Non-interest Expense | 653 | 499 |
Provision for Loan & Lease Losses | 315 | 93 |
Pretax Operating Income (TE) | — | 415 |
Pretax Net Operating Income (TE) | — | 428 |
Applicable Income Taxes | — | 118 |
Net Operating Income | — | 319 |
Net Income | — | 319 |
Cash Dividends Declared | — | 624 |
Retained Earnings | — | 247 |