Citizens Bank And Trust Company Of Ardmore
Ardmore, OK — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank And Trust Company Of Ardmore | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 5,510 | 7,418 |
Income from Lease Financing Receivables | — | 18 |
123 | 37 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 63 | 19 |
Income on Loans and Leases (TE) | 5,573 | 7,480 |
Investment Interest Income (TE) | 1,519 | 972 |
Total Interest Income (TE) | 7,172 | 8,661 |
Total Interest Expense | 441 | 749 |
Net Interest Income (TE) | 6,731 | 7,866 |
Non-Interest Income | 2,137 | 1,736 |
Adjusted Operating Income (TE) | 8,868 | 9,962 |
Non-interest Expense | 5,969 | 6,544 |
Provision for Loan & Lease Losses | 214 | 343 |
Pretax Operating Income (TE) | 2,685 | 2,979 |
Pretax Net Operating Income (TE) | 2,756 | 3,057 |
Applicable Income Taxes | — | 104 |
Net Operating Income | 2,509 | 2,672 |
Net Income | 2,509 | 2,672 |
Cash Dividends Declared | 1,928 | 1,602 |
Retained Earnings | 581 | 1,026 |