Net Income Analysis ( % relative to Total Revenue )
Income Statement Citibank (South Dakota), N.A. All Insured Commercial Banks in South Dakota
Interest and Fees on Loans 7,960,877 4,109
Income from Lease Financing Receivables — 7
— 28
Estimated Tax Benefit from Tax-Exempt Loan Income — 13
Income on Loans and Leases (TE) 7,960,877 4,142
Investment Interest Income (TE) 361 723
Total Interest Income (TE) 7,986,913 4,906
Total Interest Expense 815,123 1,111
Net Interest Income (TE) 7,171,790 3,796
Non-Interest Income 1,121,930 1,187
Adjusted Operating Income (TE) 8,293,720 7,173
Non-interest Expense 2,898,979 4,388
Provision for Loan & Lease Losses 1,900,003 315
Pretax Operating Income (TE) 3,494,738 1,793
Pretax Net Operating Income (TE) 3,494,738 1,793
Applicable Income Taxes 1,234,919 370
Net Operating Income 2,259,819 1,318
Net Income 2,259,819 1,318
Cash Dividends Declared — 643
Retained Earnings 2,259,819 694