Net Income Analysis ( % relative to Total Revenue )
Income Statement Citibank (New York State) All Insured Commercial Banks in New York
Interest and Fees on Loans 467,603 170,455
Income from Lease Financing Receivables — 65,834
— 1,354
Estimated Tax Benefit from Tax-Exempt Loan Income — 737
Income on Loans and Leases (TE) 467,603 179,922
Investment Interest Income (TE) 182 6,070
Total Interest Income (TE) 468,313 22,916
Total Interest Expense 170,689 7,878
Net Interest Income (TE) 297,624 18,320
Non-Interest Income 66,031 157,725
Adjusted Operating Income (TE) 363,655 31,272
Non-interest Expense 147,890 13,100
Provision for Loan & Lease Losses 7,805 41,615
Pretax Operating Income (TE) 207,960 96,343
Pretax Net Operating Income (TE) 207,960 108,632
Applicable Income Taxes 89,512 36,443
Net Operating Income 118,448 71,275
Net Income 118,448 71,277
Cash Dividends Declared — 86,144
Retained Earnings 118,448 32,323